Help Manage My Debt
Help Manage My Debt is dedicated to improving the lives of consumer debtors who are constantly being harassed, abused, intimidated, and ignored by debt collectors, or are considering bankruptcy. Every day collection agencies, debt collectors, and collection attorneys violate state and federal laws, including the Fair Debt Collection Practices Act (FDCPA), but their violations go unpunished. This site is intended to help stop debt collection abuse and provide a source for consumers who need debt management help or are being harassed by debt collectors a chance to locate attorneys in their states. If you would like to learn more about the debt collection industry or are being harassed by unscrupulous debt collectors and would like them to stop, please refer to our list of services below that we provide to both consumers and attorneys.

  • Contact Help Manage My Debt
    [CDATA[ If you have any questions or concerns, please e-mail us and we'll get back to you as soon as possible. We look forward to hearing from you. ]]
  • Consumer Services
    [CDATA[ For Consumers who are Being Abuse by Debt Collectors, who have Questions About Bankruptcy and Debt Collection Laws, and who Need Bankruptcy and FDCPA Attorney Representation; Fair Debt Collection Practices Act (FDCPA), The Truth in Lending Act, and The Fair Credit Reporting Act Attorney Directories; We help consumers find attorneys who practice consumer law and who are experienced with the Fair Debt Collection Practices Act (FDCPA), the Truth in Lending Act (TILA), and the Fair Credit Reporting Act (FCRA). The attorney are listed by state so you will be able to find attorneys to represent you in your state. Find an FDCPA, FCRA, or TILA attorney in your state. Bankruptcy Attorney DirectoriesIf you are considering filing bankruptcy or if you have questions and you need to locate bankruptcy attorneys in your state, please refer to our bankruptcy attorney directory. Legal Resources LinksWe provide external links to online websites that deal specifically with debt collection laws, including the Fair Debt Collection Practices Act (FDCPA), the Truth in Lending Act (TILA), and the Fair Credit Reporting Act (FCRA). Defenses to Credit Card Lawsuits ]]
  • Help Manage My Debt News
    [CDATA[ Attorney Website PagesUpon your request we will design up to three pages for your law firm from our domain name. Attorneys may choose the content they wish to display.Attorney DirectoriesOur attorney directories are specifically optimized for attorneys who practice bankruptcy law and who represent consumers who are being harassed by debt collectors and who bring Fair debt Collection Practices Act (FDCPA) lawsuits. The number of directory pages and the amount of web copy space that is dedicated to each law firm depends on the number of attorneys who are listed for their particular state. Each directory page is specifically optimized for an attorney's specific state.Referral NetworksOur Directory will help attorneys refer potential clients to one another. Bankruptcy attorneys may choose to refer their clients to Lawyers who bring Fair Debt Collection Practices Act (FDCPA) lawsuits and vice versa. In addition attorneys will be able to refer people to our website so they can contact a FDCPA or bankruptcy lawyer in their own state. Online Legal ResourcesOur legal resources our updated on a regular basis and include in-depth coverage of the Fair debt Collection Practices Act (FDCPA), The Truth in Lending Act (TILA), the Fair Credit Reporting Act (FCRA), and bankruptcy laws. Bankruptcy and FDCPA Case LawUpon the completion of our site, we will provide attorneys with up-to-date case law on the Fair Debt Collection Practices Act and bankruptcy law, specific to certain debt collection agencies and specific sections of the FDCPA.Google Adwords Campaigns Upon your request, we design Google Adwords campaigns that will appear for visitors searching within a specific geographic location that you determine. For example, you can choose to run ads on Google Search that will appear within a 100 mile radius of your law firm's address. ]]
  • Help Manage My Debt News
    [CDATA[ http://www.helpmanagemydebt.com was uploaded in August 2006 with the intension to help stop debt collection abuse, help consumers locate bankruptcy and FDCPA attorneys, and provide in-depth information on bankruptcy and debt collection laws. http://www.helpmanagemydebt.com is currently under construction. The site should be completed around April 1, 2007. Thank you for your patience as we create our site. If you would like to write with suggestions, please go to our Contact Us page or go to our Blog to post comments and suggestions. ]]
  • About Help Manage My Debt
    [CDATA[ Helpmanagemydebt.com was uploaded in August 2006 with the intension to help level a playing field that is heavily tilted in favor of debt collection agencies, debt collectors, and collection attorneys. These unscrupulous debt collectors violates state and federal laws every day and probably every minute, but their abuses often go unnoticed, mostly by consumers who just do not know laws are being broken or that there are such laws that govern the debt collection industry. Nonetheless, consumers who have become victims of debt collectors have tools that can help them fight back and level that playing field, not necessarily a field that is even but one on which it is worth playing. One such tool for debtors is the Fair Debt Collection Practices Act (FDCPA). This federal act among other state laws helps prohibit debt collectors from collecting debt illegally. Help Manage My Debt provides in-depth information on the FDCPA, the Truth in Lending Act, the Fair Credit Reporting Act, bankruptcy laws, and various other laws as they relate to debt collection, creditor harassment, and debt collection lawsuits. More importantly, Help Manage My Debt provides debtors an accessible source to find consumer law and bankruptcy lawyers in their states. It is also Help Manage My Debtb]]
  • Our Services
    [CDATA[ Help Manage My Debt provides information on debt collection laws and helps consumers find bankruptcy and FDCPA Lawyers. ]]
  • Attorney Testimonials
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  • Questions and answers about Help Manage My Debt
    [CDATA[ If you have questions about Help Manage My Debt or its services please click on the questions below, or send an e-mail to WCMJR@helpmanagemydebt.com. ]]
  • Legal Resources
    [CDATA[ Please use these resources to help further your research on bankruptcy and debt collection laws. ]]
  • Our Search Engine
    [CDATA[ Use the search box below to find information on the debt collection industry, debt collection laws, collection news, and attorneys who can help you with bankruptcy, defend against consumer debt lawsuits, and bring FDCPA lawsuits. The results you see are from attorneys who are listed on Help Manage My Debt and other pertinent websites that relate to debt collection, bankruptcy, and debt collection laws. ]]
  • Online Community: Blogs, RSS Feeds and Google Groups
    [CDATA[ Please visit our Rss Feeds, Blogs, or Google Group to learn more about Help Manage My Debt and FDCPA and Bankruptcy laws. ]]
  • Help Manage My Debt's Privacy Policy
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  • Legal Disclaimer
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  • The Debt Collection Industry
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  • Consumer Defenses to Debt Collection Lawsuits
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  • Collecting Old Debt and the Statute of Limmitations
    [CDATA[ Debt collectors often attempt to collect old and delinquent debt from consumers past the Statute of Limitations (SOL). These defaulted debts are sold to secondary creditors to create what has become a multimillion dollar industry. Because these debts are based on contracts between the consumer and the original creditor, debt collectors may only succeed in lawsuits if the suits are brought within each state’s Statute of Limitations. Please see your state’s SOL below. It is extremely important that you do not pay toward a debt that is past the SOL. If you pay any amount toward a debt, even if it is past the Statute of Limitations, you may reaffirm the debt and the SOL may start over. When presented to courts as a defense, the Statute of Limitations prevents creditors from obtaining jud