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Apple's CEO is the most characteristic pitchman in business. Learn how to apply his secrets to your next presentation.

Dell, HP, Lenovo and other hardware vendors could be looking at the end of their PC businesses within four years, as enterprises start implementing a more network-based approach to delivering computing power and applications.

University of San Francisco career counselor Alex Hochman on which industries are likely to grow and offer the best job security in the coming years.

Credit Cards
Online Credit Card Applications

• The Business Edition® Visa® Card
  
  • 0% APR* on purchases for the first 12 billing cycles after account is opened
  • No annual fee
  • Separate business expenses for company travel, entertainment, supplies or other necessary purchases
  • Online access to view transactions, pay your bill, view up to 48 prior statements for both individual cardholders and for companies with multiple cardholders
  • Purchases automatically protected from theft or damage within the first 90 days
  • Receive easy-to-read management reports, itemizing your employees' business expenditures
  • Get records of tax-deductible expenses
  • Receive up to 60% off regular rates at more than 11,000 hotels, motels and resorts in 146 countries and territories
  • $100,000.00 in travel accident insurance whenever you charge the full amount of your travel tickets to your Visa® Business Card
  • Auto Rental Collision Damage Waiver when you charge the full amount to your car rental to your card
• Discover® Open Road
  
  • 0% Interest* on Purchases 6 months
  • Build Your Credit History
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• Clear from American Express
  
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  • Automatic Rewards. You'll get an American Express branded shopping card worth $25 delivered straight to your door every time you spend $2,500.
  • Flexible Payment Terms. You can pay in full, or carry a balance. The choice is yours.
  • Flexibility to pay over time
  • No annual fee and 0% intro APR for up to 12 months.
  • World class Cardmember benefits including Purchase Protection Plan, Buyers Assurance Plan, and Return Protection.
• New Millennium Bank Secured Gold Visa® or Mastercard®
  

  New Millennium Bankhas guaranteed your credit approval for up to $10,000* (with both cards) insecured credit! Build or rebuild your credit the SMART way with a NMB Goldsecured credit card!

  • Approved regardless of credit history
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  * Terms and conditions apply.

• New Millennium Bank Platinum Visa® or MasterCard®
  
  • No CREDIT CHECK
  • Approved REGARDLESS OF CREDIT HISTORY
  • Credit Limits UP TO $10,000*
  • Reports to ALL 3 BUREAUS
  • Get CASH AT OVER 740,000 ATMs
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• American DreamCard? MasterCard®
  
  • Large monthly cash jackpots!
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  • Refer your friends and automatically receive 50 entries for each referral and get a signing bonus of 1,000 entries for each referral who is approved for the American DreamCard™
  • American DreamCard™ holders also have access to MasterCard® Exclusive Online™
• Gold Delta SkyMiles® Business Credit Card from OPENSM the small business team
  
  • Get 15,000 SkyMiles with first purchase
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  • Save 5% on all Delta flights with your Card
  • One Delta mile for virtually every dollar you spend
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• Discover® Student Card - Monogram Collection
  
  • Choose Your Personalized card design
  • 0% Interest* on Purchases for 6 Months
  • 5% Cashback Bonus® in popular categories that change four times a year like travel, apparel, gas, restaurants, movies, and more*
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  • No Annual Fee
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  • Build Your Credit History
  • $0 Fraud Liability Guarantee
• BucksBackSM Platinum Edition® Visa® Card
  
  • Introductory 0% APR* balance transfers for the first 12 billing cycles after your account is opened.
  • $10 reward check§ upon account approval.
  • $10 reward check§ when you make your first purchase with your BucksBackSM Visa Card.
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• First PREMIER Bank MasterCard®/Visa®
  Card Features
  • Monthly reporting to 4 major credit bureaus.
  • Low APR on purchases.
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  Other Features
  • Low APR on purchases
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  • A Credit Card for Those with Less than Perfect Credit!
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  • Accepted where you see the MasterCard or Visa logo
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• HSBC MasterCard® with Cash or Fly Rewards Card
  
  • Earn one point for every dollar spent
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  • 0% Introductory APR on balance transfers for 12 months
  • No annual fee
• Horizon Gold Credit Card
  
  • Guaranteed Approval!
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• Make-A-Wish® Platinum Visa® Card
  
  • A contribution will be made to your local Make-A-Wish® chapter every time you make a purchase with your new Make-A-Wish® Visa card.
  • No annual fee
  • No fees for balance transfers
  • Card issued by FIA Card Services, N.A.

  *See website for complete terms and conditions of card usage and application disclosure. *Terms and Conditions

• Anne Geddes Platinum Visa® Card
  
  • Help children in need and earn Anne Geddes Rewards with every purchase – at no additional cost to you
  • Earn one point for each dollar in qualifying purchases
  • Earn 2,000 Anne Geddes Rewards points after your first purchase,
  • Earn 1,000 annivers